Learn what risks our Mexico insurance covers

With over 75 years of dedicated service, you can trust Sanborn's as the leaders of the Mexican car insurance industry to give you the most detailed information about Mexico auto insurance.  

It is unlawful for you to drive in Mexico without proper coverage, and your peace of mind is our priority. We know how important it is to learn what coverage is available to you when you buy Mexico Insurance. Contact Sanborn's directly with any questions you might have.

Tourist Insurance  (commonly known as Mexico Insurance)- This type of insurance policy is valid only for tourist visitors driving to Mexico in foreign registered and plated vehicles. Mexico registered, licensed and plated vehicles and Mexican nationals residing in Mexico do not qualify for this type of insurance coverage.  

The following is a basic description of risks covered by our Mexico auto insurance policies:

Civil Liability - Coverage for bodily injury and property damage to parties other than the insured and occupants of the insured vehicle resulting from the use of the insured vehicle. Since your U.S./Canadian insurance is not valid in Mexico, this fulfills your "proof of financial responsibility" as required under Mexico law. Insurance coverage is available up to $500,000 U.S. Combined Single Limit (CSL) for all damages incurred to others for both property damage and bodily injury.

Physical Damage and Total Theft - This coverage protects your vehicle for the lesser of its ACV or the amount stated on your policy for total theft, collision, overturn, fire, lightning, explosion, and certain natural disasters. Partial theft and acts of vandalism are excluded. Towing expenses are covered in order to move the vehicle to a place designated by the company for repairs, including to the U.S. if agreed by the company. You are required to carry full coverage on your vehicle in your home country to be eligible for this coverage. 

Insured Amount - In case of total loss, the company will pay the claim based on the Actual Cash Value (ACV) of the vehicle at the time of the accident. It is imperative that a realistic ACV of your vehicle be determined upon purchase of your insurance policy. Under-insuring your vehicle(s) may result in a financial loss in the event of a claim. Check your vehicle value on NADA.com.
View the entire HDI Seguros coverage "terms and conditions".

Medical Expense For Occupants - Pays medical expenses for the driver and occupants of the vehicle for injuries sustained in the event of a covered loss. Insurance coverage is available up to $20,000 for each injured occupant with a maximum of $100,000 for all occupants combined.

Medical, Travel, Roadside, and Legal Assistance - Provides legal services and payment of bail bond as required in the event of a covered loss. In the event of a flat tire, dead battery or keys locked in the car, the Roadside Assistance on your policy can help. All services are available 24 hours a day, 365 days a year. Also provided are travel assistance including an automobile/travel hotline. Click here for more detailed information on our improved assistance at no additional cost to you. View HDI Seguros details on their added assistance.

Motorcycles - Exclusive product for Sanborn's customers. Motorcycles are eligible for Physical Damage, Total Theft, Medical Payments, Roadside Assistance, GAP coverage, Safety Gear and Liability insurance coverage while traveling in the Republic of Mexico. Contact customer service for more information.

ATVs and Golf Carts - If your vehicle is "street legal," then it is eligible for Physical Damage, Total Theft, and Liability coverage while driven on standard roads and on golf courses in Mexico. No coverage is provided for "off roading" or on unconventional roads. If it is not street legal, we can still provide coverage while in tow. Contact us for assistance or a quote. Medical Payments and Roadside Assistance are now available for ATVs and golf carts!