Close-up of an off-road race vehicle at sunset, with the sun shining through the metal frame. The webpage promotes Mexico insurance for off-road racers and rally enthusiasts, offering coverage for Baja and Sonora races.

Mexico Insurance for Off-Road Racers & Rally Enthusiasts. Protect Your Vehicle: Get Your Mandatory Mexico Insurance for Baja & Sonora Races

Are you gearing up to conquer the deserts of Baja or the stunning landscapes of Sonora? Whether you are a spectator or a team participating in a Baja or Sonora race, you will enjoy an unforgettable experience. But before you hit the starting line, you need to ensure every vehicle has a valid Mexican Insurance policy required for your vehicle’s journey. Sanborn’s has you covered on the road.

Why You Need Mexican Insurance for Your Race Trip

Before you can experience the thrill of the race, you need to be prepared for the journey. It is a legal requirement in Mexico for all foreign-registered vehicles to have a Mexican auto insurance policy. Unlike in the U.S. and Canada, your domestic policy is not valid in Mexico.

For those traveling beyond the Free Zone in Baja and Sonora, you’ll also need a Temporary Vehicle Importation Permit (TIP) from Banjercito, and officials may ask you for proof of a Mexican insurance policy.

Coverage for Your Entire Rig: Tow Vehicle and Trailer

When traveling with a race vehicle, it’s crucial to insure your entire rig. The tow vehicle and the trailer require a separate Mexican Insurance policy. A policy for your truck does not automatically extend coverage to the trailer you are towing or to the race vehicle on board. Sanborn’s provides coverage for both your tow vehicle and your trailer to protect against liability, physical damage and theft while on conventional roads.

Coverage for your Conventional Road Travel

Our standard policy is essential for protecting you, your vehicle, and other travelers on your trip to and from the race. Sanborn’s provides comprehensive coverage for your travels on conventional roads:

Third Party Liability: Mandatory by law, this covers damages or injuries you may cause to others.
Physical Damage and Total Theft: Protection for your vehicle from accidents and theft.
Medical Expenses: Coverage for medical expenses for you and your occupants.
Legal and Roadside Assistance: Access to legal aid and help with roadside emergencies.
Premier Package: Coverage for partial theft, vandalism, 20 days of rental car.
Discounts on 6-month and 1 year policies.

Driving to the Races in Baja? We’ve Got You Covered

Baja California is the legendary home of some of the world’s most iconic off-road races. Secure your mandatory Mexico insurance with Sanborn’s before you make the trip.

SCORE International Race Dates

San Felipe 250 – April
Baja 500 – June
Baja 400 – September
Baja 1000 – November

Headed to Sonora for a Race? Secure Your Mexico Insurance First

The deserts of Sonora offer some of the most challenging and exciting off-road events. Ensure your trip is fully prepared by obtaining your Mexican Auto insurance policy for the journey.

Sonora Race Dates:

Sonoyta 160 – February
Tequila 150 – May
Point to Point – September
Cholla 250 – December
Sonora Rally – March

Organized by SADR and Sonora Rally

UTV Mexico Insurance Coverage

Sanborn’s offers coverage for your UTV to protect you on your journey to and from the race, as well as for travel on conventional roads. This coverage can include third-party liability, physical damage, and total theft. While Sanborn’s can insure your UTV, it is important to remember that our policies, like those for other off-road vehicles, explicitly exclude coverage for damages sustained while participating in a race event including driving to/from race areas and/or waiting during the event or driving on unpaved, unconventional roads, trails or off-road. Your UTV must be street-legal and registered for the policy to be valid on public roads in Mexico.

FAQs about Mexico Insurance for off-road races

Does a Sanborn’s Mexico Insurance policy cover me while I am racing?

No. Our policies are specifically for vehicles traveling on conventional roads. We do not provide coverage for your vehicle while it is on the race course, participating in a race, waiting to participate in a race, being driven off-road or on trails. Your policy will protect you for the journey to and from the race, as well as general travel on conventional roads.

Can Sanborn’s insure the modification on my vehicle?

Sanborn’s can insure modified vehicles, including those with race-specific modifications, if they are street legal for the purpose of driving on conventional roads. If it is not street-legal, we can insure your vehicle while in tow. Be sure to provide details about modifications to your Sanborn’s agent when you get your quote. Make sure you have receipts in case of a claim.

How do I get a quote for my race vehicle?

To make sure that you are properly insured we recommend that you call one of our professional and experienced Sanborn’s agents, (800) 222 0158 to get your free quote. You will need to have your vehicle registration and driver’s license information.